Hotshot operations are rated differently than big rigs, and premiums vary widely by carrier. We compare competitive markets to find the right coverage at the right price for your hotshot setup.
For pickup-and-gooseneck hotshot haulers running expedited, local, and regional freight.
Trusted by owner operators and fleets across the lower 48.
Get My Free Review →Submit the basics below. A trucking insurance specialist follows up — no obligation to switch.
Cost To Compare Your Rate
Trucks Per Operation
Operation Types Served
States Across The Lower 48
We review your trucking program for pricing, coverage limits, filings, and competitive market options before you auto-renew another term at the wrong rate.
Review your required bodily injury and property damage limits against your lanes, cargo, and contracts.
Check coverage on your tractor, trailer, and equipment for collision, theft, fire, and vandalism — and whether your stated values are right.
Confirm cargo limits and exclusions actually match the freight and commodities you haul.
Review business liability exposures away from normal truck operation that carriers often leave thin.
Check coverage that applies when the truck is used outside dispatch — a common gap for leased-on drivers.
Review MCS-90, state filings, and federal requirements so renewals don't stall your authority.
A hotshot operator, reefer carrier, flatbed hauler, and 12-truck fleet all get underwritten differently. We point you toward the markets that fit.
You send the basics. We do the legwork and point you toward the right coverage and pricing.
Enter your contact info, operation type, number of trucks, DOT number, renewal date, and what you haul. Takes a couple minutes.
A trucking insurance specialist reviews your operation, radius, cargo, equipment, filings, and timing against competitive markets.
You get matched with available markets and quote options based on carrier appetite — so you can see if you're overpaying.
It's commercial coverage for pickup-and-gooseneck hotshot operations — primary liability, physical damage, and cargo, sized to your truck and loads.
If you haul commercially across state lines for hire, you generally need DOT/MC authority and the related filings. We review what applies to your operation.
Enough to cover the value of the freight you typically haul. We help right-size your cargo limit to your loads.
Driving record, experience, radius, commodities, equipment values, and filings all affect price — and carriers weigh them differently, so comparing matters.
See if you're overpaying before your renewal locks you into another year. One quick request and a specialist follows up.
Get My Free Review →